Eric Phan | Mortgage Broker | NMLS #1973498 | Saxton Mortgage • Purchase • Refinance • HELOC • Non-QM • Investor Financing
Mortgage Solutions Built Around You
Purchase • Refinance • Home Equity • Investment Properties • Conventional and government loans, plus solutions for self-employed borrowers and complex scenarios.
What are you looking to do?
Plan your budget, compare purchase options and understand the steps toward preapproval.
Compare your existing loan with refinance options, including costs and the break-even point.
Explore HELOC, home-equity loan and cash-out options based on your goals.
Explore DSCR and other investment-property financing. Eligibility and terms vary.
Financing isn't one-size-fits-all.
Explore Mortgage Options
Home Purchase & Traditional Financing
Conventional • FHA • VA • USDA
Self-Employed & Alternative Income
Bank Statements • 1099 • Non-QM • Asset-Based
Home Equity & Complex Scenarios
HELOC • HELOAN • Cash-Out • Credit Challenges
Real Estate Investors
DSCR • Investment HELOC • Multi-Unit • Portfolio
Gary Vo - Stanton, CA
“He is very understanding of your situation and treats your application as if it were his own family member's.” — Excerpt
Rachel Graczak - Mehlville, MO
“He was patient and thorough, and even though my situation wasn’t ideal; he was still able to help me out.” — Excerpt
Antonio Soriano - Los Angeles
“Eric was prompt, true to his word, and always ready and willing to explain the nuances. His mastery of the field brought a sense of security.” — Excerpt
Read More Reviews →
A Clear Path Forward
Share whether you’re buying, refinancing, accessing equity or investing. We’ll start with your priorities.
Get clear next steps and personal guidance from application through closing.
Review loan structures, estimated payments and costs to find an option that fits your goals.
Purchase • Refinance • Home Equity • Investment
Call Eric: (657) 842-9533
No obligation. Eligibility and terms vary.